Mortgage Qualification Calculator

This calculator will help you to determine how much house you can afford and/or qualify for.

Gross income: The amount before taxes are deducted.
Monthly debt payments: Includes car and student loans, credit card payments, etc.
Down Payment: Contact us to see how to get a no down payment loan.
Annual interest rate you expect to qualify for:
Annual property tax percentage: The default is 2.25%.
Length of the mortgage:
Maximum mortgage payment to income ratio: The default ratio is 28%.
Maximum debt payments to income ratio: 36% can be exceeded in certain circumstances Contact Us to see what we can do for you.

Down Payment: Same as above.
Loan Amount you may qualify for:
Total Home Price: Down Payment plus Loan Amount.
Monthly PMI payment: Estimated based on your down payment and loan amount.
Monthly property tax payment:
Monthly principal & interest payment (P&I):
Total monthly payment (PITI):

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